Last updated 2026-06-27
Import Charles Schwab Dividends
Tax Reclaim imports your Charles Schwab dividend history directly from the Transactions CSV you already have. Upload the file and Tax Reclaim reads the gross dividend amounts and any withholding tax already deducted, then calculates exactly how much foreign tax you can legally reclaim under your tax treaty.
Try it now — upload your Charles Schwab file
See exactly what Tax Reclaim reads from your file. Nothing is saved and no account is needed — this runs the same parser used inside the app.
What Tax Reclaim reads from your Charles Schwab file
- Reads every action that pays income — Cash Dividend, Reinvest Dividend, qualified and non-qualified dividends, and Credit Interest, which is imported as interest rather than as a dividend so the right treaty rate resolves.
- Matches "Foreign Tax Paid" rows to their dividend by symbol and date. An "ADR Mgmt Fee" is a depositary charge, not a tax, and is deliberately excluded.
- Takes the currency from the currency symbol the amounts actually carry, rather than assuming it, and handles Schwab's thousands separators.
How to export from Charles Schwab
- 1
Open Schwab transaction history
Log in to Schwab and go to Accounts > History > Transactions.
- 2
Select the date range
Choose the period covering the dividend payments you want to reclaim tax on.
- 3
Export the CSV
Use Export and download the transactions as CSV.
- 4
Upload to Tax Reclaim
Open the import wizard, pick Charles Schwab, and upload the CSV. Trades, transfers and fees are ignored.
Frequently asked questions
Schwab's export has no ISIN — how is the security identified?
By ticker. That resolves the source country and instrument type, which is what the treaty rate depends on. Where a ticker cannot be resolved, the entry still imports and you supply the country yourself.
Are reinvested dividends imported?
Yes. A reinvested dividend was still paid and still had tax withheld, so it is taxable income and reclaimable in exactly the same way.
Is the ADR management fee treated as reclaimable tax?
No. It is a depositary charge, not a withholding tax, and no treaty allows you to reclaim it. Only Foreign Tax Paid rows are read as tax.
Import your Charles Schwab dividends — it's free
Tax Reclaim reads your Transactions CSV and calculates exactly how much foreign withholding tax you can reclaim.
Import your Charles Schwab dividends — it's free