For institutions

Withholding tax reclaim infrastructure for institutions.

Banks, brokers, custodians and fund administrators sit on cross-border dividend and interest income that was over-withheld at source. Tax Reclaim computes the treaty entitlement per position and generates the official reclaim form for each jurisdiction — so recovering it stops being a research project.

Information tool, not tax advice · Self-serve software, not a managed filing service · Reviewed 27 June 2026

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Who it's for

The common thread: a book of foreign income where the per-position filing effort has always been larger than anyone's appetite for it.

Private banks & wealth managers

Client portfolios holding foreign dividends where over-withheld tax is never reclaimed because the per-client filing effort exceeds the recovery.

Brokers & neobrokers

Retail books where relief at source is unavailable and clients are told to file with the foreign authority themselves — with no tooling to do it.

Custodians & sub-custodians

Positions where the reduced treaty rate was not applied at source and the historical over-withholding still needs a per-jurisdiction reclaim.

Fund administrators

Fund and mandate reporting that has to state, per holding and per tax year, what is recoverable and by which statutory deadline.

Family offices

Concentrated cross-border holdings across several residences, where each source/residence pair carries a different treaty cap.

Tax advisory firms

Practices that need the treaty rate, the recoverable gap and the correct official form for a client file — with the rate's source cited.

How it works

Four steps, per position, from an over-withheld payment to a filed reclaim.

  1. 1

    Identify reclaimable positions

    Work through the book position by position — source country, residence, income type, gross amount, payment date. No broker credentials are used or stored.

  2. 2

    Compute the treaty entitlement

    The backend resolves the statutory rate and the bilateral treaty cap for the pair, applies residency and entity tiering, and reports the recoverable gap with the rate's source and as-of date attached.

  3. 3

    Generate the official form per jurisdiction

    Each jurisdiction takes its own document. The matching form is generated pre-filled from the figures, and labelled as an official fileable form, a worksheet to transcribe, or an application letter.

  4. 4

    File and track the deadline

    File through the authority's own channel — portal, withholding agent or post — and track the statutory reclaim window, which closes two to five years after payment depending on the country.

Run a position now

The same calculator the product runs on — no account, no sales call. Pick a source and residence country, enter a gross amount, and see the recoverable gap, the form it maps to, and the filing deadline.

Income type

The official forms we generate

26 documents across 20 jurisdictions, each pre-filled from your figures and labelled with what it actually is — an official fileable form, a worksheet you transcribe into an online return, or an application letter.

Portugal

France

Japan

United States

Canada

Switzerland

Germany

United Kingdom

Denmark

Netherlands

Belgium

Austria

Sweden

Norway

Finland

Ireland

Poland

Australia

See every supported country and form →

Coverage

Treaty calculation coverage and official-form coverage are two different numbers, and we report them separately rather than quoting the flattering one.

97

countries for treaty calculation

Source/residence pairs we resolve a statutory and treaty rate for.

20

jurisdictions with a generatable form

Smaller than the calculation set — a rate is not a filing.

26

official documents

Refund applications and home-country credit schedules, listed above.

€29

per year, plus VAT

Flat subscription per account — never a percentage of the recovery. See pricing.

Rates come from published OECD treaty tables and national withholding schedules, with a source URL and as-of date attached to every figure — see the data sources.

Where a conversation helps

We would rather tell you what we do not do yet than sell you a roadmap.

Talk to us

Jurisdiction coverage requests

We cover 97 countries for treaty calculation and generate official forms for 20 of them. If the jurisdiction you need sits in the calculation-only set, tell us which one and what volume sits behind it.

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Relief at source vs reclaim review

For a given market and client type, going through the reduced rate at source is often cheaper than reclaiming afterwards. We will walk through which of your markets are worth certifying for and which genuinely need a reclaim — as an informational review, not as tax advice.

Roadmap

High-volume filing

Today the product is self-serve: one operator, one claim at a time, through the web app. Batch preparation across a whole book is not something we ship today.

Roadmap

Programmatic access

There is no public reclaim API and no custody-chain or relief-at-source integration. Calculation and form generation happen in the app. If an API is what would make this usable for you, say so — it is roadmap, not shipped.

Talk to us

Tell us what sits in the book and which jurisdictions matter. A person reads every message — you can also write to support@taxreclaim.eu.

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