For institutions

Withholding tax reclaim infrastructure for institutions.

Banks, brokers, custodians and fund administrators sit on cross-border dividend and interest income that was over-withheld at source. Tax Reclaim computes the treaty entitlement per position and generates the reclaim document each jurisdiction takes, so recovering it stops being a research project.

Information tool, not tax advice · Self-serve software, not a managed filing service · Reviewed 27 June 2026

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Who it's for

The common thread: a book of foreign income where the filing effort per position has always cost more than any single position was worth recovering.

Private banks & wealth managers

Client portfolios holding foreign dividends where over-withheld tax is never reclaimed because the per-client filing effort exceeds the recovery.

Brokers & neobrokers

Retail books where relief at source is unavailable and clients are told to file with the foreign authority themselves — with no tooling to do it.

Custodians & sub-custodians

Positions where the reduced treaty rate was not applied at source and the historical over-withholding still needs a per-jurisdiction reclaim.

Fund administrators

Fund and mandate reporting that has to state, per holding and per tax year, what is recoverable and by which statutory deadline.

Family offices

Concentrated cross-border holdings across several residences, where each source/residence pair carries a different treaty cap.

Tax advisory firms

Practices that need the treaty rate, the recoverable gap and the correct filing document for a client file, with the rate's source cited.

How it works

Four steps, per position, from an over-withheld payment to a filed reclaim.

  1. 1

    Identify reclaimable positions

    Work through the book position by position — source country, residence, income type, gross amount, payment date. No broker credentials are used or stored.

  2. 2

    Compute the treaty entitlement

    The backend resolves the statutory rate and the bilateral treaty cap for the pair, applies residency and entity tiering, and reports the recoverable gap with the rate's source and as-of date attached.

  3. 3

    Generate the filing document per jurisdiction

    Each jurisdiction takes its own document. The matching form is generated pre-filled from the figures, and labelled as an official fileable form, a worksheet to transcribe, or an application letter.

  4. 4

    File and track the deadline

    File through the authority's own channel (portal, withholding agent or post) and track the statutory reclaim window, which closes between 1 and 10 years after payment depending on the country. Miss it and the money is gone.

Run a position now

Australia withholds 30% on dividends and caps every treaty residence we cover at 15%, leaving 15 points recoverable on every dividend it pays out. Every source country has a version of that gap at a different size. Pick a source and residence country below, enter a gross amount, and see the recoverable gap, the document it maps to, and the date it has to be filed by. No account, no sales call.

Before withholding tax

Tax withheld

Use the amount or rate shown on your tax statement.

Income type

Enter the tax withheld percentage from your tax statement.

The documents we generate

56 documents across 38 jurisdictions, each pre-filled from your figures and labelled with what it actually is. 23 of those jurisdictions take a sign-and-submit official form; the rest take a worksheet you transcribe into an online return, or an application letter.

Portugal

Spain

France

Japan

United States

Canada

Switzerland

Germany

United Kingdom

Denmark

Netherlands

Belgium

  • IPP/PB — Foreign Dividend Declaration (Belgium)
    Home-country credit
    Worksheet / transcription aid

    SPF Finances / FOD Financiën · deadline: the annual return deadline (set yearly by SPF Finances)

  • 276Div — Dividend WHT Reclaim (Belgium)
    Refund at source
    Official fileable form

    SPF Finances / FOD Financiën — KMO Centrum Specifieke Materies Team 6 · deadline: 4 years from the end of the dividend-payment calendar year (Art. 368 CIR/WIB 1992; back/data/rates/deadlines.json BE)

Austria

Sweden

Norway

Finland

Croatia

  • Obrazac Dividende — Dividend WHT Relief/Refund (Croatia)
    Refund at source
    Official fileable form

    Porezna uprava (Croatian Tax Administration) — Ministarstvo financija · deadline: 3 years as of expiry of the calendar year in which the payment was effected (printed on the form's own instruction 4; matches back/data/rates/deadlines.json HR)

Bulgaria

Ireland

Poland

Australia

India

South Korea

  • Form 29-14 — Limited Tax Rate Refund Claim (South Korea)
    Refund at source
    Official fileable form

    National Tax Service (NTS) — district tax office · deadline: 5 years from the 11th day of the month following the month the tax was withheld (Income Tax Act Art. 156-6(4), per the 2023-12-31 amendment effective 2024-01-01)

Taiwan

  • Application for Refund of Tax Overpaid under a DTA (Taiwan)
    Refund at source
    Official fileable form

    Taiwan tax collection authority handling the original withholding · deadline: 10 years from the withholding-tax payment date; Germany-resident claimants use the four-year Taiwan-Germany treaty period

Iceland

Philippines

South Africa

  • DTD(RR) Declaration and Undertaking (South Africa)
    Pre-payment declaration
    Application letter

    the named South African company or regulated intermediary · deadline: 3 years from the dividend payment date for an already-withheld refund through the same agent

Italy

Luxembourg

  • Modèle 901bis — Dividend WHT Reclaim (Luxembourg)
    Refund at source
    Official fileable form

    Administration des Contributions Directes · deadline: 31 December of the year following the year the dividend was paid (Art. 153 LIR, a 1-year window; back/data/rates/deadlines.json LU — an applicable DTT may extend it)

Lithuania

Estonia

Czech Republic

Hungary

Romania

Slovakia

Serbia

Latvia

Slovenia

See every supported country and form →

Coverage

Treaty calculation coverage and official-form coverage are two different numbers, and we report them separately rather than quoting the flattering one.

98

countries for treaty calculation

Source/residence pairs we resolve a statutory and treaty rate for.

38

jurisdictions with a generatable form

Smaller than the calculation set — a rate is not a filing.

56

generated documents

Refund applications and home-country credit schedules, listed above. 23 jurisdictions take a sign-and-submit official form.

€29

per year, tax included

Flat subscription per account — never a percentage of the recovery. See pricing.

Rates come from published OECD treaty tables and national withholding schedules, with a source URL and as-of date attached to every figure — see the data sources.

What we ship, and what we would build with you

Two of these you can have now. Two are things we would build against a real book rather than a guess. Either way the conversation starts the same way: tell us what sits in the book.

Available now

Relief at source vs reclaim, market by market

Certifying for the reduced rate at source is usually cheaper than reclaiming after the fact, and in some markets the certification paperwork costs more than it recovers. Send your main source countries and client types and we will go through which are worth certifying for and which need a reclaim. An informational review, not tax advice.

Available now

Coverage for the markets in your book

We generate the reclaim document for 38 jurisdictions, the sign-and-submit official form in 23 of them, and resolve treaty entitlement across 98. Tell us which markets your book actually sits in and we will go through them one by one, so you know before you commit where that means a generated form and where it means a computed figure you file yourself.

Design partners

Batch preparation across a book

One operator works claim by claim today. Batch preparation is what we want to build against a real book rather than a guess. Tell us the position count, the format the data arrives in, and the jurisdictions it spans.

Design partners

Programmatic access

Calculation and form generation run in the app. If your systems need to call it directly, tell us which calls you would make and where they would land in your flow. That is the spec we would build to.

Talk to us

Tell us what sits in the book and which jurisdictions matter. A person reads every message — you can also write to support@taxreclaim.eu.

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