Last updated 2026-06-27
BBVA (BBVA)
BBVA (BBVA, ISIN ES0113211835) is a Financials company domiciled in Spain, which withholds 19.0% on dividends paid to non-residents. Investors resident in a tax-treaty country can reclaim the excess above their treaty rate (typically 15%) — up to 4.0 percentage points — by filing Modelo 210 with the Agencia Tributaria (AEAT).
Worked example
You receive EUR1,000 in BBVA dividends
Illustrative, using the typical 15% treaty rate. Your exact treaty rate depends on your country of residence — see the table below.
How much can you reclaim, by residence country?
Spain withholds 19.0% on BBVA dividends. Here's the reclaimable amount for investors resident in each country. Click a row for the full guide.
| Your residence | Treaty rate | Reclaimable | |
|---|---|---|---|
| 🇺🇸United States | 15% | 4.0% | |
| 🇬🇧United Kingdom | 15% | 4.0% | |
| 🇩🇪Germany | 15% | 4.0% | |
| 🇫🇷France | 15% | 4.0% | |
| 🇳🇱Netherlands | 15% | 4.0% | |
| 🇧🇪Belgium | 15% | 4.0% | |
| 🇨🇭Switzerland | 15% | 4.0% | |
| 🇮🇹Italy | 15% | 4.0% | |
| 🇸🇪Sweden | 15% | 4.0% | |
| 🇳🇴Norway | 15% | 4.0% | |
| 🇩🇰Denmark | 15% | 4.0% | |
| 🇫🇮Finland | 15% | 4.0% | |
| 🇦🇹Austria | 15% | 4.0% | |
| 🇵🇹Portugal | 15% | 4.0% | |
| 🇮🇪Ireland | 15% | 4.0% | |
| 🇵🇱Poland | 15% | 4.0% | |
| 🇱🇺Luxembourg | 15% | 4.0% | |
| 🇦🇺Australia | 15% | 4.0% | |
| 🇨🇦Canada | 15% | 4.0% | |
| 🇸🇬Singapore | 15% | 4.0% | |
| 🇯🇵Japan | 15% | 4.0% |
Which form do you file?
To reclaim Spain withholding tax on BBVA dividends, you file Modelo 210 with the Agencia Tributaria (AEAT) (deadline: 4 years). See the full Spain reclaim guide.
Frequently asked questions
How much withholding tax is deducted from BBVA dividends?
Spain withholds 19.0% at source on BBVA (BBVA) dividends paid to non-resident investors.
How much BBVA withholding tax can I reclaim?
If you live in a country with a Spain tax treaty, you can usually reclaim down to a 15% treaty rate — about 4.0 percentage points of each dividend. Your exact figure depends on your country of residence (see the table above).
Which form do I file to reclaim BBVA withholding tax?
Modelo 210 — filed with the Agencia Tributaria (AEAT). The deadline is 4 years.
What is the ISIN for BBVA?
BBVA trades under ticker BBVA with ISIN ES0113211835, listed in Spain.
Own BBVA? Calculate your reclaim
Tax Reclaim works out exactly how much Spain withholding tax you can recover and generates the filing-ready form.
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