Last updated 2026-06-27
UniCredit SpA (UCG)
UniCredit SpA (UCG, ISIN IT0005239360) is a Financials company domiciled in Italy, which withholds 26.0% on dividends paid to non-residents. Investors resident in a tax-treaty country can reclaim the excess above their treaty rate (typically 15%) — up to 11.0 percentage points — by filing Quadro CE with the Agenzia delle Entrate.
Worked example
You receive EUR1,000 in UniCredit SpA dividends
Illustrative, using the typical 15% treaty rate. Your exact treaty rate depends on your country of residence — see the table below.
How much can you reclaim, by residence country?
Italy withholds 26.0% on UniCredit SpA dividends. Here's the reclaimable amount for investors resident in each country. Click a row for the full guide.
| Your residence | Treaty rate | Reclaimable | |
|---|---|---|---|
| 🇺🇸United States | 15% | 11.0% | |
| 🇬🇧United Kingdom | 15% | 11.0% | |
| 🇩🇪Germany | 15% | 11.0% | |
| 🇫🇷France | 15% | 11.0% | |
| 🇪🇸Spain | 15% | 11.0% | |
| 🇳🇱Netherlands | 15% | 11.0% | |
| 🇧🇪Belgium | 15% | 11.0% | |
| 🇨🇭Switzerland | 15% | 11.0% | |
| 🇸🇪Sweden | 15% | 11.0% | |
| 🇳🇴Norway | 15% | 11.0% | |
| 🇩🇰Denmark | 15% | 11.0% | |
| 🇫🇮Finland | 15% | 11.0% | |
| 🇦🇹Austria | 15% | 11.0% | |
| 🇵🇹Portugal | 15% | 11.0% | |
| 🇮🇪Ireland | 15% | 11.0% | |
| 🇵🇱Poland | 15% | 11.0% | |
| 🇱🇺Luxembourg | 15% | 11.0% | |
| 🇦🇺Australia | 15% | 11.0% | |
| 🇨🇦Canada | 15% | 11.0% | |
| 🇸🇬Singapore | 15% | 11.0% | |
| 🇯🇵Japan | 15% | 11.0% |
Which form do you file?
To reclaim Italy withholding tax on UniCredit SpA dividends, you file Quadro CE with the Agenzia delle Entrate (deadline: 4 years). See the full Italy reclaim guide.
Frequently asked questions
How much withholding tax is deducted from UniCredit SpA dividends?
Italy withholds 26.0% at source on UniCredit SpA (UCG) dividends paid to non-resident investors.
How much UniCredit SpA withholding tax can I reclaim?
If you live in a country with a Italy tax treaty, you can usually reclaim down to a 15% treaty rate — about 11.0 percentage points of each dividend. Your exact figure depends on your country of residence (see the table above).
Which form do I file to reclaim UniCredit SpA withholding tax?
Quadro CE — filed with the Agenzia delle Entrate. The deadline is 4 years.
What is the ISIN for UniCredit SpA?
UniCredit SpA trades under ticker UCG with ISIN IT0005239360, listed in Italy.
Own UniCredit SpA? Calculate your reclaim
Tax Reclaim works out exactly how much Italy withholding tax you can recover and generates the filing-ready form.
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